How many of you make New Year’s Resolutions? How many of you keep them? For how long? Did you know that 80% of resolutions fail by February? Why set yourself up for failure?
I don’t make New Year’s Resolutions, and I’m going to encourage you not to either! That’s right. How about establishing a life-changing practice instead? Something that will positively impact you forever?
I just finished reading Marie Forleo’s book, “Everything Is Figureoutable.” I love Marie (and don’t get paid for endorsing her). She is so practical and real. I was motivated by her book, When you adopt the “Everything Is Figureoutable” practice, which is more than a resolution or philosophy, it will change how you approach everything in your life. In fact, you will not let life keep you from figuring out how to accomplish your goals and dreams.
So as you contemplate how to start the New Year 2020, and a new decade, consider your money practice. Actually, challenge yourself on how you deal with money. If you tell yourself “I’m no good at budgeting,” or “I don’t know anything about investing,” or “I’ll never be able to retire,” then you need to understand your Money Story. This worksheet reveals why you relate to money the way you do, and how that translates into your daily money practice. This is the first step to applying “Everything is Figureoutable” to money. Once you understand WHY you relate to money as you do, you can start changing the HOW you use money.
When you make a New Year’s Resolution like “I’m going to budget this year,” or “I’m going to save for the 2020 Holidays so I don’t max out my credit cards” break that goal into bite-sized pieces so it’s not overwhelming. For instance, make it a daily habit to spend 10 minutes tracking your expenses (including cash spent that day). Make it easy by using a free app, like mint.com. When you incorporate small daily habits, you set yourself up for success. Happy New Year as you include daily habits into your routine that set you up for financial success in 2020!
I’d love to help you put together a customized plan to accomplish your financial dreams in 2020. Schedule your FREE 20 minute chat Here.